Three builders. Same plan. Three completely different numbers. Here's why those bids aren't comparing the same thing and what to actually look at before you choose.
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When a builder files for bankruptcy, subcontractors stop working, your build freezes, and your deposit joins a line of creditors. Two contract terms negotiated before signing change that outcome entirely.
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A builder allowance is a placeholder, not a promise. The number in your contract reflects what the builder expects to spend, not what you expect to build. Those two numbers are rarely the same.
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Change orders don't happen because buyers are indecisive. They happen because building a custom home involves hundreds of variables — and reality rarely matches a set of plans exactly.
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There is one question that changes everything: Can you give me the names of your three most recent completed projects? Not your best. Not clients who are comfortable talking. The three most recent, in order.
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